Maryland Residents: This agency is licensed as NMLS ID # 930053. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. I have not had business with Dish for over 3 years and left them with a $0 balance. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. Show proof if you have. If so, what's the best way to have them do this? When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. I am requesting that Convergent delete the tradelines on my credit report because I have paid the original creditor and they have no permissible purpose by law to report on my credit. It took a few people and tries but they are finally deleting. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. I asked her if Convergent owned the debt. - Send one more email to executive office asking nicely again to have it deleted. This morning I received a phone call from a debt collections agency Convergent Outsourcing. Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. My tertiary goal is to pay as little as possible. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. Welcome to the Sprint subreddit where we discuss news, user feedback, phone updates, tips and tricks, technical advice, and Customer Care experiences. If you have an account with us, were here to help! What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. I told them that it was paid and that was the reason they stopped taking money out of my account and listed this dept as paid on all of my credit reports. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. More details on software and accessibility are available at WebAIM.org. I'm down to one last account, and would like some guidance on how to tackle it. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. Consumers want to see how a business took care of business. Press J to jump to the feed. Calling you before 8 a.m. or after 9 p.m. Misrepresenting itself or information about the debt, Attempting to collect a debt after the statute of limitations expires, Reporting false information about the debt, Contacting you at work or at a time you say is inconvenient, Contacting friends, family or coworkers regarding your debt, Calling you after you request contact through U.S. Mail only, You pay the debt to Convergent Outsourcing, Convergent Outsourcing deletes its entry on your credit report. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. It depends on how much they gave access to their system to Convergent. This outsourcing the initial collections is not that uncommon. Phone (877) 317-1200; They are currently debiting my bank account to satisfy an account they declare I previously had ownership of that I do not recall. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. This is the best way to manage and repair your business reputation. GO over it with them and see what they got. Do you owe Convergent Outsourcing money? It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. We sincerely hope this represents a satisfactory resolution to your concerns. If they don't, the collection agency may just update it to paid/$0 balance and it will remain on your credit reports for 7 years from the DOFD. Convergent Healthcare | 3,323 followers on LinkedIn. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Thank you, you have successfully subscribed to our newsletter! Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. A link has directed you to this review. I suspect the contract was hidden in the purchase of the I pad. Create an account to follow your favorite communities and start taking part in conversations. I pay for that service through Frontier Communications who by the way ** me up from the onset. If you cannot afford to pay your debt in one payment, our representatives will work with you to setup a payment plan. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Reddit and its partners use cookies and similar technologies to provide you with a better experience. I would even consider pay for delete in full. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Thank you for visiting Convergent Outsourcing to make a payment on your account. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. But we can send a letter out showing settled. Houston Texas, Convergent Outsourcing, Inc false claim of oweing money Houston Texas, Convergent Outsourcing Inc. ATERS001 Sears National Bank RIPOFF Houston Texas, convergent outsourcing inc Sue Called to talk to me about debt that was due this year. But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. They sent my acc. thanks, just paid it. Press question mark to learn the rest of the keyboard shortcuts. Convergent Outsourcing, Inc. is a debt collection agency. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam. Were available to help by phone at 1-800-444-8485 or online through our contact form. So yeah. he said this was a bill collection agency. Improving your credit takes time, but its worth it. I asked if she was sure and she said yes. They said they didnt do that when clearly they did because it is listed as paid on my credit report. They might say yes or no. Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. Payment FAQs How do I find my account number? New comments cannot be posted and votes cannot be cast. If they agree that the entry is inaccurate, theyll remove it from your credit report. It was easy and if you've been harassed by them you need to do this. I don't dispute that I ever had a Sprint account. After you submit your information, calls to your number will stop within 24 hours. Unsubscribe easily. Well start sending you the news you need delivered straight to you. Convergent Outsourcing, Inc., Civil Action 2:21-cv-03849, see flags on bad law, and search Casetext's comprehensive legal database . Work out a payment plan. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. All rights reserved. I paid them today, now waiting to see what will happen. Convergent Outsourcing is one of the largest debt buyers in the country. I owe 1,700. I HAVE NEVER OWN A TOYOTA! If you have a valid email address on file with us, you will receive a password-protected receipt via email. Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . If Convergent Outsourcing, Inc., contacts you, it means its pursuing you for an unpaid debt. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. Sprint cannot make exceptions to this policy. General statment of, "according to sprints policy we cannot delete it. b***@convergentusa.com. They should be able to see whether there was or not and whether you need to deal with sprint. That said, about six months later I decided to clean this up. 7 calle 1, Suite 204 Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. They are offering me a 50% settlement offer of, $806.93. FAQs If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. I am not paying them another dime. That's if they're reporting. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. FRAUD ALERT! Or, should I try to handle it through Sprint (since they own the debt). Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. Investigate this business and this Tom ** who could be a fake also. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. In full! She will most likely say she will check with another department and get back to you. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on Convergent Outsourcing, Inc. If that happens then show proof your payment was to Sorint direct and it would be deleted. I made arrangement to pay for some equipment for renting it, I did not owe them any money. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. OC and CA are in no way required to delete. I called T-Mobile and they said themselves I have never have owed any past debt in my 14 years with them. @new_earthThank you for sharing. geez that hurt but the future right? North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Offers may be subject to change without notice. Shortly after paying it off they noted on my credit report that the debt was cleared. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Established in 1998 with roots dating back to 1950, Convergent is a leading provider of customer care outsourcing, receivables management and . I called Sprint to get the debt recalled-the lady was super nice and told me that if I paid sprint I would have to pay the entire balance ($1083) and that the account was with Convnetgent Outsourcing. Then I tried to prompt it to let me talk to someone, & a recording came on that only said the name of the company & it hung up on me, I called at&t & they had no record whatsoever of me being a customer of theirs. Just because you paid Sprint off doesn't mean that it gets it off your report. The issue is, I never had an account with Sprint. It dropped off after a while. Copyright 2022 Consumers Unified LLC. The posting time indicated is Arizona local time. How do I get them to delete their reporting. Watch to learn more! Houston Texas, Galaxy Asset Purchasing, LLC Convergent Outsourcing, Inc. I never signed a contract). . As a debt collection agency, we work on behalf of our clients to collect outstanding debts and unpaid bills. I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. Originating in 1950, its current headquarters are in Renton, Washington. Whether you have a question, need to submit a complaint or want to dispute a debt, you can use this site to contact us. How does that work ? Many factors affect your FICO Scores and the interest rates you may receive. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Please call us at 1-800-444-8485. Even if someone you speak to says no, try someone else or on another day. The account is in the amount of $621. Work with Lemberg Law out of Wilton, CT. Least it wont be counted as owed any longer and can age off in time. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. However, there may be instances where credit reporting agencies take a few weeks to provide updates. I did however pick up the phone today and spoke with a Tom **, supervisor, would not say where the call center was. My ultimate goal is to get the collection account off of my credit reports. If reporting correctly, it can stay on reports for 7 years from DOFD. Email. I never spoke to them again. They actually are a debt collections agency. You can enter your email address to have a copy of the chat transcript emailed to you. I also called convergent and they only collecting on sprint behalf. If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. Sprint sent account to collections, Convergent Outsourcing. In business since 1950, Convergent is one of Americas leading collections agencies. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! We also do not buy debts - the debt that you may owe is still owned by the original creditor. I owe 1,700. As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. Convergent Outsourcing is a debt collection agency that's been in business since 1950. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. We also do not buy debts the debt that you may owe is still owned by the original creditor. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. Caller I.D. Received several calls from this Company. In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. Don't dispute again, it will come back validated. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. Somehow before I did they bought the debt and are reporting it. This piece of federal legislation prevents debt collectors from harassing customers to pay. Never make an agreement with a debt collection agency over the phone. Consumers love to do business with someone that can admit mistakes and state how they made improvements. Houston Texas, convergent convergentusa, convergent outsourcing inc Attempting to collect on a 23 year old debt wixom Michigan, Convergent Outsourcing, Inc. Verizon Wireless overdue, haven't used that mobile company in 6 years. I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. Hence, the persistent phone calls and emails. Look at all the reviews. - Make the payment with them through chat. I had a Spring sent to ERC. They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! Received notice of debt collection. We have been in business since 1950 and are a longtime member of ACA International. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. If this is the case, consider contacting a professional credit repair company. Our company complies with the standards outlined in the FDCPA and values both professionalism and customer service. If it was sold, Convergent has the legal right to collect and to post on your reports. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. Typically, Convergent Outsourcing is a tough egg to crack. I have never purchased anything from this company and am not familiar with this billing. The phone number (mine) is unlisted, private. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. This scenario has been reported to federal bureaus, Trustpilot, Resolver and now you. You may try a GW campaign with OC. Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. Oaks, Pennsylvania, Convergent Outsourcing Inc get me to pay $277.36 for a outstanding bill Renton Washington, galaxy asset purchasing Convergent outsourcing,inc saying I owe $6,020.64 Renton Washington, CONVERGENT Outsourcing, INC ACT HOLDING Montgomery Alabama, Convergent Outsourcing Inc. Convergent outsourcing False collection notice Re: PayPal account Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Attempting to collect on a false debt Renton Washington, Convergent Outsourcing Inc. ATERSO01 as return address This notice is being sent to you by a collection agency. I have sent numerous validation letters and no response! Contact. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. IF they said yes, it would be deleted, confirm with them again after paying. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. Check your credit report 30 days after you make your first payment. Convergent Outsourcing, Inc. is a debt collection agency. says who it is but nobody is ever on the other end of the line. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC Further dinging score. Its location on this page may change next time you visit. If you havent received proof of payment within two weeks, please check your junk/spam box in your email to make sure it doesnt appear there. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. We have reviewed the complaint and the related matter. - Wait a few days, it most likely won't be deleted even if they said it would. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! This company is horrible. I paid them a lump sum to settle the account. ** If a lady or someone else calls you and says they can't delete, be very nice, but let her know you know it is possible because you know of other people that just had it done. Wait. R-1234567). I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. It was gone off my reports within 2-3 days. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Convergent Outsourcing does not accept payment in exchange for credit deletion. After I paid, I they say I don't have acc. Note: I recorded both Sprint phone conversations. He said this Teresa ** could have had this phone number before it was given to me. My payment to CO is on the 15th of this month. Seemed reasonable, but what a scam. If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion. Wixom or Renton - there are three addresses on her Michigan or Washington, Convergent Outsourcing inc Pinnacle credit services asking me to pay a delinquent account with Verizon wireless i have had a Verizon service. Sprint Trainer at Convergent Outsourcing . Re: PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT. With account paid and settled. So i tried a lot and they wont do PFD, should i just pay to sprint and they would just have to delete the collections from my report ? Suite 100 Renton, WA 98057, Phone number: 800-444-8485 Website: http://www.convergentusa.com/. I would just continue trying and hope to get someone who will delete. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. I know this thread is a few months old but I thought I'd share my experience. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. Opinions are our own, but compensation and in-depth research determine where and how companies may appear. Some collectors will offer a pay for delete, you agree to pay, under the condition that they agree to remove it from your creditsome creditors will do it, and I hear some will tell you that they will.