Registered Office: The Mound, Edinburgh, EH1 1YZ. It also deals with whether Birmingham Midshires lend on buy-to-let . Lender Documents. LS1 9PU. Why have you charged me an early repayment charge? Firms are reminded not to submit any of the following completion documentation to these email addresses. Registered Office: The Mound, Edinburgh, EH1 1YZ. Birmingham Midshires is a division of Lloyds Banking Group. When will my payment change following an interest rate change? The 5 Year Fixed Rate switcher deal at 3.23% from Birmingham Midshires offers a very competitive deal when not only considering switcher deals, but also competing with the wider remortgage market. If you currently have an arrangement to pay an additional payment or reduced amount, any new payment you are notified of may not take this into account. To contact the FCA Consumer helpline, please ring 0800 111 6768. For telephone line opening times, please read the information in our contact section. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. This section may also help you if you have a query after receiving your annual mortgage statement or a query with the balance on your mortgage account. If your firm is not currently registered with Lender Exchange and you would like to apply to join one of the lenders' panels, please click Register. Your Mortgage Illustration and offer letter will tell you which rate(s) applies to you when your current deal ends. Find top links about Birmingham Midshires Mortgage Login along with social links, FAQs, and more. quickly as possible, please include: Mail us at: [email protected]. LS1 9PU. Registered office: The Mound, Edinburgh EH1 1YZ. Leeds Building Society. If you have any queries regarding the interest rate or product your mortgage account is on and need to know how to request a certificate of interest this section will help. If you have a Residential mortgage, you can find more information about how we can help you on our Existing Customers page. To stay up to date with your mortgage, please call us AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. redemption & mortgage statements, payments holidays, over payments and general account queries. If the account number is under the previous format starting 200, this will need to be converted to the new account number beginning with 60, if your client is not aware of the new number they will find this on their latest Mortgage statement or migration letter. Look at this section if you require a copy statement, a part year statement, redemption or closing statement for your mortgage account. Do my monthly payments reduce what I owe? Mortgage Loans will be made by Birmingham Midshires. Your total monthly payment is the amount you need to pay to ensure you repay your interest charges for that month. Also, if applicable, tell us if you'd like the figure to be based on your insurance policy being cancelled or continued at redemption. If you had more than one account on a single property, we will issue your statement based on the start date of the oldest account. Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers. Please note we can only take debit card payments from customers named on the mortgage account. If your mortgage started before 1 May 2000, or is a property in Scotland or Northern Ireland please contact us on 0345 300 2627 for further information. This address will only be monitored up to close of business on the 21 February 2023. To contact the FCA Consumer helpline, please ring 0800 111 6768 or visit moneyadviceservice.org.uk/. AER means Annual Equivalent Rate. We connect you with independent financial advisers and mortgage advisers who are authorised by the Financial Conduct Authority to provide advice on BM Solution mortgage related products. Commercial customers: 0161 333 7415. For any sub-account where an early repayment charge applies, currently as a concession, in each calendar year you can make regular or lump sum overpayments of up to 10% of the amount owed at 1st January without having to pay an early repayment charge. Bank of England Bank Rate and your mortgage, To view PDF documents you will need the latest version of reader. As of Monday 21st November 2022, Barclays will require all COTs to be submitted via the Lender Exchange portal. Birmingham Midshires Mortgage Servicing AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers. Birmingham Midshires also has a great selection of fixed mortgages. Registered in Scotland No. Mortgage Redemption Statement Find details of the early repayment charges that would apply if you paid your mortgage off in full. Birmingham Midshires. Registered Office: The Mound, Edinburgh, EH1 1YZ. BARCLAYS Update CoT Digital Submissions We are processing all redemption statements within our 5 day service level. SC327000. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first. You should also check with your building/contents insurer to see if you need their consent. After you've completed the document, you'll need to print a hard copy, sign and return it to us no less than 7 days before the end date of completion. Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers. Compare My Move Fact-Checking Standards. Online - some banks' online banking services will let you make regular or one-off transfers to your savings account. WV9 5HA. Electronically - using telegraphic transfer or the Faster Payments Service. Requests submitted under Birmingham Midshires (BM) accounts should begin with 60 and be 14 digits long. If we've combined any accounts under one account number, you'll receive one statement. Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers. If you make your monthly payment on the 1st, we'll charge the least amount of interest for the month. Initial requests for redemption statements must be made in writing to Mortgage Administration Department (as per 16.5.2).If a written request has been made within the last three months, you can call our Contact Centre on 03450 50 50 75 who will be able to issue a revised statement. Birmingham Midshires Corporate Centre Pendeford Business Park . The quickest way is by using Online Banking or in the Barclays app. Birmingham Midshires is an online trading name of Bank of Scotland plc (part of Lloyds Banking Group ). LEEDS This may not be in the month of your request. (Lines open Monday to Friday, 8am to 6pm, Saturday, 9am to 12.30pm. SC327000. We will answer your queries as soon as possible, thank you for your patience. Registered in Scotland No. This site is intended for UK residents unless otherwise stated. Do you want Title Deeds if available? On 2nd February 2023 the Bank of England Bank Rate went up by 0.5% from 3.5% to 4%. If you have a Buy to let mortgage, to find out more about the products we offer through the intermediary channel please contact an independent financial adviser. If you currently have a mortgage with Birmingham Midshires, visit our mortgages website. When your mortgage redeems you can order a closing statement free of charge. Registered in Scotland No. For new customers, Birmingham Midshires mortgages are only available through independent financial advisers. Birmingham Midshires is a division of Bank of Scotland plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits. Our tracker rates are linked to the Bank of England base rate administered by the Bank of England, this rate can go up or down which will impact the cost of your mortgage payments. Birmingham Midshires is a division of Bank of Scotland plc. How much can I overpay by, without being charged early repayment charges? However, some customers do make more than one payment. For telephone line opening times, please read the information in our contact section. If you want to know the total amount needed to repay your mortgage, please call to request a redemption statement on 0345 727 3747. Property address (First line of address) Post code. This site is intended for UK residents unless otherwise stated. If you would like information on Birmingham Midshires' current mortgage range available to new and existing customers, please contact an independent financial adviser who will be able to provide information on our products and the whole of the mortgage market. Statement & balance information > Payment queries > Sustainability hub > A greener housing market for all > . Registered Office: The Mound, Edinburgh, EH1 1YZ. A redemption statement details how much we require from you to close your loan account on or before a specified date. You should also make sure the account allows withdrawals, The Government has announced the Stamp Duty nil rate exemption band in England and Northern Ireland will be raised to 250,000 with immediate effect (425,000 for first time buyers). Registered office: The Mound, Edinburgh EH1 1YZ. By clicking on lender names below you are able to view or download mortgage offer enclosures and legal documents. If the desired completion date is imminent and the certificate of title has been submitted with the stipulated 5 working days advance notice period, then you can escalate your request to the following email address [email protected], again ensuring that you include all the necessary reference information, as stated above. What will happen to my payment when my current mortgage deal ends? We are a mortgage information portal for Buy to Let Mortgages . There are four ways to get in touch with us to make a complaint: Our online complaint form is currently unavailable while we make some updates. If you have a mortgage without early repayment charges you can overpay unlimited sums on your mortgage each year. Gross rate means that we will not deduct tax automatically from your interest.